So here are my plans for 2010:
1) I plan to be more financially responsible. I was reading on about.com about personal finances and it states that you should do a net worth report yearly. I never thought of that but it seemed a good idea to know where you stand and be able to compare it the next year to see if there was any improvement. One should also prepare a debt to ratio report. This shows you how much debt you have to the income you take in. It is desired to have a low debt ratio to your income. The other thing listed to do to be financially responsible is to prepare a budget and to stick to it. I have done that. So two out of three so far is not bad.
3) I plan to be a better partner to Mr. Teddybear. He has always been such a sweetheart and sometimes I forget to tell him how much I appreciate all that he does for me and my daughter. He is the most giving and generous man I know. I will be starting that today also!
4) I plan on trying to not freak out as the wedding gets closer and closer. It is my plan not to be a bridezilla! Thankfully I have Mr. Teddybear to help but also my wedding coordinator as well. I will be depending on her a lot.
So, don't tell me your resolutions. I don't want to hear them. Tell me your goals for 2010, please?
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